Legal
Terms & Conditions
Last Updated: 2 May 2025
These Terms and Conditions govern your use of the Manee Advisors website and your participation in any of our financial education programmes. By using this website or enrolling in a programme, you are agreeing to the terms set out below.
Manee Advisors is a financial education provider based at 73 Charoenkrung Road, Bang Rak, Bangkok 10500, Thailand. We operate educational programmes for adults; we are not a licensed financial advisory firm and do not provide regulated financial advice.
If you have any questions about these terms, please contact us at [email protected] or by telephone at +66 2 539 8264.
1. Nature of Our Programmes
Manee Advisors delivers financial education programmes. All content presented in our sessions — whether written, spoken, or distributed as printed materials — is educational in character. It reflects the general knowledge and experience of our facilitators and is intended to help participants think more clearly about financial topics relevant to their lives.
Nothing communicated by Manee Advisors — in any programme, on this website, or in any written materials — constitutes financial advice within the meaning of applicable Thai law. Participants should make their own financial decisions and, where appropriate, consult a licensed financial professional before acting on any information received in our programmes.
Manee Advisors does not recommend, endorse, or have commercial relationships with any financial product provider, broker, fund manager, or insurer. No programme content is influenced by external commercial interests.
2. Programme Enrolment
Enrolment in a programme is confirmed when Manee Advisors sends a written confirmation to the email address provided at the time of enquiry. A place is not reserved until this confirmation has been sent.
Our programmes are designed for adults aged 18 and above. Each cohort is limited to a small number of participants to allow for discussion-led learning. Manee Advisors reserves the right to decline enrolment at its discretion, including where cohort capacity has been reached.
Participants are responsible for ensuring that the contact information they provide is accurate and current. Manee Advisors is not responsible for missed communications resulting from incorrect information provided during enrolment.
3. Fees and Payment
Programme fees are listed in Thai Baht (THB) and are as follows:
| Programme | Fee (THB) |
|---|---|
| Reading the Markets Without Watching the Markets | ฿5,400 |
| The Pre-Retirement Decade | ฿9,300 |
| Family Finance Across Generations | ฿11,300 |
Payment terms will be communicated at the time of enrolment confirmation. Fees must be settled before the first session of a programme unless otherwise agreed in writing.
Fees are quoted inclusive of all printed materials distributed during the programme. Travel, accommodation, and any other personal expenses are the responsibility of the participant.
4. Cancellation and Refunds
If you need to withdraw from a programme, please notify us in writing as early as possible. Our cancellation policy is as follows:
- 14 or more days before the first session: a full refund will be issued, less any bank transfer charges incurred.
- 7 to 13 days before the first session: a 50% refund will be issued.
- Fewer than 7 days before the first session: no refund is available, though a transfer to a future cohort of the same programme may be arranged where places allow.
If Manee Advisors cancels a programme due to insufficient enrolment or unforeseen circumstances, a full refund will be issued promptly. We will endeavour to give at least seven days' notice of any cancellation.
5. Programme Changes
Manee Advisors reserves the right to make reasonable changes to programme content, materials, session scheduling, or venue prior to the commencement of a programme. Where changes are material, participants will be notified in advance.
The facilitator for each programme is identified at the time of enrolment. In exceptional circumstances, a qualified substitute may lead a session. We will communicate any such change to enrolled participants in advance where possible.
6. Intellectual Property
All materials distributed in our programmes — including printed workbooks, reference guides, and reading lists — are the intellectual property of Manee Advisors. They are provided for the personal use of enrolled participants only.
Participants may not reproduce, distribute, or adapt programme materials for commercial purposes without the prior written consent of Manee Advisors. Sharing materials with family members for personal reflection, as encouraged in the Family Finance Across Generations programme, is expressly permitted.
All content on this website, including text, structure, and visual design, is the property of Manee Advisors. You may not copy or reproduce website content without our written permission.
7. Conduct During Programmes
Our programmes are discussion-led and rely on the willingness of participants to engage thoughtfully and respectfully. Participants are expected to treat fellow participants and facilitators with consideration.
Case studies and group discussions may draw on anonymous real-life examples. Participants are asked to treat information shared by other participants during group discussions with the same respect for privacy that they would wish for themselves.
Manee Advisors reserves the right to ask a participant to leave a programme where their conduct is disruptive or disrespectful. In such circumstances, a partial refund may be considered at the discretion of management.
8. Website Use
This website is provided for informational purposes. You may use it to learn about our programmes, contact us with enquiries, and access our published policies. You agree not to use this website in any way that could damage, disable, or impair it, or interfere with other users.
While we take care to keep information on this website accurate and up to date, we make no representations or warranties about the completeness, accuracy, or availability of any content. Programme details — including fees, dates, and availability — are subject to change and should be confirmed directly with us before making any decision.
Links to external websites are provided for reference only. Manee Advisors is not responsible for the content or availability of linked external sites.
9. Limitation of Liability
Manee Advisors provides educational content only. We accept no responsibility for financial decisions made by participants or website visitors on the basis of anything communicated in our programmes or on this website.
To the fullest extent permitted by Thai law, Manee Advisors' liability for any claim arising from participation in a programme or use of this website is limited to the fee paid for the programme in question.
We are not liable for any indirect, consequential, or incidental loss arising from the use of this website or participation in our programmes.
10. Privacy
The collection and use of personal data in connection with our programmes and website is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using this website or enrolling in a programme, you acknowledge that you have read and understood our Privacy Policy.
11. Cookies
Our website uses cookies as described in our Cookie Policy. By continuing to use our website, you consent to our use of cookies in accordance with that policy.
12. Governing Law
These Terms and Conditions are governed by the laws of the Kingdom of Thailand. Any dispute arising from these terms or from participation in our programmes shall be subject to the jurisdiction of the courts of Thailand.
If any provision of these terms is found to be invalid or unenforceable under applicable law, the remaining provisions shall continue in full force and effect.
13. Changes to These Terms
Manee Advisors may update these Terms and Conditions from time to time. Any changes will be reflected by an updated date at the top of this page. For participants already enrolled in a programme at the time of any change, the terms in effect at the time of enrolment will continue to apply unless otherwise agreed.
14. Contact
For enquiries about these terms, please contact us through any of the following:
Manee Advisors
73 Charoenkrung Road, Bang Rak, Bangkok 10500, Thailand
Email: [email protected]
Telephone: +66 2 539 8264
Office hours: Monday–Friday 9:00–17:00, Saturday 9:00–13:00